Frequently asked questions

PurelyPlots is an early-access website from Grant Corporation. Today you can join a seller waitlist and use a free educational calculator (fixed-rate estimate, no account, not a loan offer, no fees, taxes, or balloon). Listings, search, accounts, and payments are not open. We are not a lender, broker, escrow, or title company.

No. PurelyPlots does not lend money, check credit, underwrite a buyer, or service a note. If a landowner later offers seller financing, that deal is between the landowner and the buyer. It is not a loan from us.

No. PurelyPlots does not hold, escrow, or take custody of purchase money, earnest money, deposits, or installment payments. There is no payment screen on this site.

No. We are not your real estate broker, escrow agent, or title company. When a sale happens, it will close off this website with the professionals the parties choose.

It estimates a fixed monthly payment from price, down payment percent, annual interest rate, and term (2 to 120 months). The rate is a nominal annual rate divided by 12. It is not a TILA APR disclosure, not a loan offer, and not advice that a structure is legal for you. Open the calculator.

Nothing is charged on this site today. A listing or software fee, if there ever is one, will be published with what it buys and a refund rule before anyone is asked to pay. That fee would be for the website, not land purchase money, and we would still not hold the buyer’s payment for the land.

Not yet. Listings are not open, so submitting the seller waitlist does not create a listing. The form asks whether you would want cash, owner financing, or both when listings open.

In general, the buyer pays a down payment at closing and then pays the landowner over time with interest. The paperwork is often a note and a mortgage or deed of trust, or a land contract, and the right one depends on the state. Read the guide sections on terms, the worked example, and notes versus land contracts. General information only, not legal or tax advice.

Common price drivers include legal access, utilities, zoning, road frontage, water and mineral rights, and topography. Comparable sales from county assessor and recorder records and recent sold listings are a usual starting point, and a licensed appraiser can give a formal opinion of value. Read How to price and sell raw land by owner. General information only, not legal, tax or appraisal advice.

Buyers commonly check legal access and easements, the survey and fencing, wells and water rights, mineral rights, soils, any agricultural or conservation exemptions or enrollments, zoning, improvements such as homes, barns and septic, flood zones and wetlands, existing grazing, hunting or crop leases, and property taxes. Offering owner financing as well as cash can widen the buyer pool. Rules vary by state and county, so verify locally. Read Selling a ranch or farm: what buyers check. General information only, not legal, tax, appraisal or agricultural advice.

Good listing photos usually show the access road and entrance, boundary corners or markers, the buildable area, water features, utilities at the road, and any problems a buyer will see anyway. A clear description states the county, parcel ID (APN), acreage, legal access, zoning, utilities, water and mineral rights status, annual taxes, known easements or issues, and whether you accept cash, owner financing, or both. Verify every fact against public records and disclose honestly. Read Land listing photos and description checklist. General information only, not legal advice.

Buyers commonly ask about the survey and boundaries, legal access and easements, road maintenance, utilities, wells and water rights, septic or perc results, zoning and permitted uses, flood zone, HOA or deed restrictions, liens and back taxes, mineral rights, and title. Answer what you can from your documents and public records, say plainly when something is unknown, and close with your own title company, escrow agent, or attorney. Read Land buyer due diligence questions. General information only, not legal advice.

Heirs usually start by confirming who holds title: the property may need to pass through probate, a transfer-on-death deed, or a trust, and co-owning heirs generally need to agree and sign. Gather the deed, any survey, tax bills, and the parcel ID (APN); check for back taxes and liens; and learn the land’s condition and legal access. Tax treatment of inherited property, such as stepped-up basis, varies, so talk to a tax professional or attorney. Then price from public-record comps, decide on cash, owner financing, or both, and list it. Read Selling inherited land by owner. General information only, not legal or tax advice.

No. It is also not financial advice. Land sales and seller financing follow rules that change by state. Use your own attorney and the other licensed professionals your deal needs.